How much will you save?
From our checking and savings accounts to loans for autos and consumer loans, our goal is to help you save as much as possible. Use the dropdowns below to explore our latest rates!
Personal
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Savings
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Share Savings/Certificates
Share Savings
Last Dividend Declaration Date: March 25, 2025
Dividend Rate APY** Min. Opening Deposit Min. Balance to Earn the Stated APY 0.10 0.10 $5.00 $5.00 Share Certificate
Minimum Opening Deposit: $1,000.00 - $500.00 age 25 and under
Effective Date: April 1, 2025
Term Dividend Rate APY** 6-Month 4.15 4.23 1-Year 4.00 4.07 18-Month 3.80 3.87 2-Year 2.25 2.27 3-Year 2.10 2.12 5-Year 2.25 2.27 -
UTMA Savings
UTMA Savings
Last Dividend Declaration Date: March 25, 2025
Dividend Rate APY** Min. Opening Deposit Min. Balance to Earn the Stated APY 0.10 0.10 $25.00 $5.00 -
Teen Savings
Teen Savings
Last Dividend Declaration Date: March 25, 2025
Dividend Rate APY** Min. Opening Deposit Min. Balance to Earn the Stated APY 0.10 0.10 $5.00 $5.00 -
IRA Savings/Certificates
IRA Savings
Last Dividend Declaration Date: March 25, 2025
Dividend Rate APY** Dividend Period Min. Opening
DepositMin. Balance to
Avoid a Service FeeMin. Balance to
Earn the Stated APY0.30 0.30 Monthly (Calendar) $25.00 - $25.00 IRA Certificate Account
Minimum Opening Deposit: $250.00
Effective Date: April 1, 2025
Term Dividend Rate APY** 6-Month 4.20 4.28 1-Year 4.05 4.13 18-Month 3.85 3.92 2-Year 2.30 2.32 3-Year 2.15 2.17 5-Year 2.30 2.32 -
Payable-on-Death Savings
Last Dividend Declaration Date: March 25, 2025
Dividend Rate APY** Min. Opening
DepositMin. Balance to
Earn the Stated APY0.10 0.10 $5.00 $5.00 -
Christmas Club
Last Dividend Declaration Date: March 25, 2025
Dividend Rate APY** Min. Opening Deposit Min. Balance to Avoid a Service Fee Min. Balance to Earn the Stated APY 0.10 0.10 $25.00 $25.00 $25.00 -
Money Market
Last Dividend Declaration Date: March 25, 2025
Amount Dividend Rate/APY** Dividend Period Min. Opening
DepositMin. Balance to
Avoid a Service FeeMin. Balance to
Earn the Stated APYBalance Method to
Calculate Dividends$2,500.00 to $9,999.99 0.55/0.55 Monthly (Calendar) $2,500.00 $2,500.00 $2,500.00 Average Daily Balance $10,000.00 to $24,999.99 0.60/0.60 Monthly (Calendar) $2,500.00 $2,500.00 $2,500.00 Average Daily Balance $25,000.00 to $49,999.99 0.65/0.65 Monthly (Calendar) $2,500.00 $2,500.00 $2,500.00 Average Daily Balance $50,000.00 to $99,999.99 0.75/0.75 Monthly (Calendar) $2,500.00 $2,500.00 $2,500.00 Average Daily Balance $100,000.00 and above 0.85/0.85 Monthly (Calendar) $2,500.00 $2,500.00 $2,500.00 Average Daily Balance
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Checking
Last Declaration Date: March 25, 2025
Classic Checking
Dividend Rate APY** Min. Opening Deposit 0.00 0.00 $50.00 Teen Checking
Dividend Rate APY** Min. Opening Deposit 0.00 0.00 $50.00 Rewards Checking
Amount Dividend Rate APY** Min. Opening Deposit Min. Balance to
Earn the Stated APYQualifications met
(Balance ≤20,000.00)3.20 3.25 $50.00 - Qualifications met
(Balance ≥20,000.01)0.10 0.10 $50.00 - Qualifications not met 0.05 0.05 $50.00 - Prime Checking
Dividend Rate APY** Min. Opening Deposit 0.00 0.00 $50.00 Rising Checking
Dividend Rate APY** Min. Opening Deposit 0.00 0.00 $25.00 -
Loans
Last Declaration Date: June 12, 2024
Members you may receive a 0.25% rate reduction off of your qualifying rate if you utilize two of the following three products/services:
- E-Statements
- Checking Account
- Automatic Transfer for loan payments
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Signature Loans
Terms APR* Limits Monthly Payment per $1,000 Borrowed 36 Months 11.75% - 18.75% Up to $25,000** $33.10 - $36.53 **Maximum personal loan amount is determined by credit score grade.
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New and Used Vehicle Loans
New Auto Loans***
Terms APR* Limits Monthly Payment per $1,000 Borrowed Up to 36 Months 7.75 - 12.50% $31.23 - $33.46 Up to 48 Months 7.75 - 12.75% $24.30 - $26.71 Up to 60 Months 7.75 - 13.00% Maximum term for loans up to $15,000 is 60 months $20.16 - $22.76 Up to 72 Months 8.25 - 13.25% Loan amount is $15,001 or greater $17.66 - $20.22 Up to 84 Months 8.25 - 13.50% Loan amount is $30,001 or greater $15.72 - $18.47 Used Auto Loans***
*** CSE considers vehicles "new" when the vehicle is a current or previous year model and has under 40,000 miles on it. Vehicles that meet this requirement may be financed at the new auto rates. CSE considers vehicles "used" when a vehicle has over 40,000 miles on it. Vehicles will be financed at the used vehicle rate.Terms APR* Limits Monthly Payment per $1,000 Borrowed Up to 24 Months 8.00 - 12.50% Maximum term for loans up to $5,000 is 24 months. $45.24 - $47.32 Up to 36 Months 8.00 - 13.00% Maximum term for loans up to $7,000 is 36 months. $31.34 - $33.70 Up to 48 Months 8.00 - 13.25% Loan amount is $7,001 or greater $24.42 - $26.96 Up to 60 Months 8.75 - 13.50% Loan amount is $14,001 or greater $20.65 - $23.02 Up to 72 Months 8.75 - 13.75% Loan amount is $25,001 or greater $17.91 - $20.48 -
Boat, RV, Equipment, and Other Loans
New Boat Motor & Trailer
Terms APR* Limits Monthly Payment
per $1,000 BorrowedUp to 60 Months 8.75% – 13.75% Maximum term for loans up to $20,000 is 60 months. $20.64 - $23.14 Up to 84 Months 9.00% – 14.00% Loan amount is $20,001 or greater $16.09 - $18.75 Up to 120 Months 9.25% – 14.25% Loan amount is $30,001 or greater $12.81 - $15.68 Used Boat Motor & Trailer
Terms APR* Limits Monthly Payment per $1,000 Borrowed Up to 48 Months 9.75% – 14.75% Maximum term for loans up to $10,000 is 48 months. $25.25 - $27.71 Up to 60 Months 10.00% – 15.00% Loan amount is $10,001 or greater $21.25 - $23.79 Up to 72 Months 10.25% – 15.25% Loan amount is $20,001 or greater $18.66 - $21.29 New Motorcycle
Terms APR* Limits Monthly Payment
per $1,000 BorrowedUp to 36 Months 9.50 - 14.00% Maximum term for
loans up to $7,000
is 36 months.$32.04 – $34.19 Up to 48 Months 9.50 - 14.50% Loan amount is
$7,001 or greater$25.13 – $27.59 Up to 60 Months 9.50 - 14.75% Loan amount is
$10,001 or greater$21.01 – $23.67 Up to 72 Months 10.25 - 11.25% Loan amount is
$25,001 or greater$18.66 – $19.17 Used Motorcycle
Terms APR* Limits Monthly Payment per
$1,000 BorrowedUp to 36 Months 10.50 - 15.50% Maximum term for loans
up to $7,000 is 36 months.$32.51 – $34.92 Up to 48 Months 10.50 - 15.50% Loan amount is $7,001
or greater$25.61 – $28.10 Up to 60 Months 10.50 - 15.50% Loan amount is $15,001
or greater$21.50 – $24.06 New Off Road Vehicles
Terms APR* Limits Monthly Payment
per $1,000 BorrowedUp to 36 Months 8.75 - 13.75% Maximum term for loans
up to $5,000 is 36 months.$31.69 – $34.07 Up to 48 Months 9.00 - 14.00% Loan amount is $5,001
or greater$24.89 – $27.34 Up to 60 Months 9.25 - 14.25% Loan amount is $10,001
or greater$20.89 – $23.41 Used Off Road Vehicles
Terms APR* Limits Monthly Payment per
$1,000 BorrowedUp to 36 Months 9.75 - 14.75% Maximum term for loans
up to $5,000 is 36 months.$32.16 – $34.55 Up to 48 Months 10.00 - 15.00% Loan amount is $5,001 or greater $25.37 – $27.84 Up to 60 Months 10.25 - 15.25% Loan amount is $10,001 or greater $21.38 – $23.93 New Recreational Vehicles
Terms APR* Limits Monthly Payment
per $1,000 BorrowedUp to 84 Months 10.25 - 15.25% Maximum term for loans
up to $20,000 is 84 months.$16.74 - $19.45 Up to 108 Months 10.75 - 15.75% Loan amount is $20,001
or greater$14.50 - $17.39 Up to 120 Months 11.25 - 16.25% Loan amount is $30,001
or greater$13.93 - $16.92 Up to 144 Months 11.75 - 12.75% Loan amount is $40,001
or greater$12.99 - $13.60 Used Recreational Vehicles
Terms APR* Limits Monthly Payment per
$1,000 BorrowedUp to 84 Months 11.00 - 16.00% Maximum term for loans
up to $30,000 is 84 months.$17.13 - $19.87 Up to 108 Months 11.50 - 16.50 % Loan amount is $30,001
or greater$14.91 - $17.84 Up to 120 Months 12.00 - 17.00% Loan amount is $40,001
or greater$14.36 - $17.39 Up to 132 Months 12.50 - 13.50% Loan amount is $50,001
or greater$13.99 - $14.59 New Garden & Lawn Equipment
Terms APR* Limits Monthly Payment per
$1,000 BorrowedUp to 36 Months 8.75% – 13.75% Maximum term for loans
up to $5,000 is 36 months.$31.69 - $34.06 Up to 48 Months 9.00% – 14.00% Loan amount is over $5,000 $24.89 - $27.33 Up to 84 Months 9.25% – 14.25% Loan amount is over $10,000 $16.22 - $18.88 New Household Appliances
Terms APR* Limits Monthly Payment per
$1,000 BorrowedUp to 36 Months 11.75% – 18.75% - $33.10 - $36.53 New Utility Trailers
Terms APR* Limits Monthly Payment per
$1,000 BorrowedUp to 36 Months 8.75% – 13.75% Maximum term for loans
up to $5,000 is 36 months.$31.69 - $34.06 Up to 48 Months 9.00% – 14.00% Loan amount is over $5,000 $24.89 - $27.33 Up to 84 Months 9.25% – 14.25% Loan amount is over $10,000 $16.22 - $18.88 Used Utility Trailers
Terms APR* Limits Monthly Payment per $1,000 Borrowed Up to 36 Months 9.75% – 14.75% Maximum term for loans
up to $5,000 is 36 months.$32.15 - $34.54 Up to 48 Months 10.00% – 15.00% Loan amount is over $5,000 $25.37 - $27.83 Up to 84 Months 10.25% – 15.25% Loan amount is over $10,000 $16.74 - $19.44 New Tractors
Terms APR* Limits Monthly Payment per $1,000 Borrowed Up to 60 Months 8.75% – 13.75% Loan amount is over $10,000 $20.64 - $23.14 Up to 84 Months 9.00% – 14.00% Loan amount is over $15,000 $16.09 - $18.75 Up to 120 Months 9.25% – 14.25% Loan amount is over $25,000 $12.81 - $15.68 -
Home Equity Line of Credit (HELOC)
Please call CSE Real Estate Services at 337.477.2000 for current rates and information.
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Fixed-Rate Mortgages and Construction Loans
Please call CSE Real Estate Services at 337.477.2000 for current rates and information.
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Account Disclosures
Click HERE to view full Share Account Disclosure.
View our full Share Certificate Disclosure.
*APR refers to Annual Percentage Rate. Rates, terms and conditions are subject to change without notice. APR and Terms are determined by the applicants credit score and amount borrowed. Terms and maximum loan amount are determined by Board Policy. Dealer discounts and manufacturer’s rebates are not applied toward the down payment requirements. Membership and eligibility required. Equal Housing Lender. NMLS #410998
Business
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Savings
Last Dividend Declaration Date: March 25, 2025
Dividend Rate Annual Percentage Yield** (APY) Minimum Opening Deposit Minimum Balance to Earn the Stated APY Account Limitations 0.10 0.10 $5.00 $5.00 Account transfer limitations apply -
Checking
Last Dividend Declaration Date: March 25, 2025
Dividend Rate Annual Percentage Yield** (APY) Minimum Opening Deposit Account Limitations 0.00 0.00 $100.00 - -
Account Disclosures
View our full Business Account Disclosure.
If you’re interested in applying for a business savings or checking account, call 337-477-2000.
For Member Business Lending rates and information, please call 377.477.2000 to speak with a representative today.